Empty Nesters: Best to Remodel or Time to Sell?

by Emello & Pagani Group | Aug 31, 2017 | Uncategorized

Your children have finally moved out and you and your spouse now live alone in a four-bedroom colonial (or a similar type of house). You have two choices to make: Remodel your house to fit your current lifestyle and needs Sell your house and purchase the perfect home...

Number of Buyers Putting Down Less Than 10% Hits 7-Year High

by Emello & Pagani Group | Aug 30, 2017 | Uncategorized

According to Black Knight Financial Service’s Mortgage Monitor Report, 1.5 million Americans have purchased a home with down payments under than 10% over the last 12 months. This is great news for buyers as this marks a 7-year high. Many mortgage programs offered by...

Where Are the Home Prices Heading in The Next 5 Years?

by Emello & Pagani Group | Aug 29, 2017 | Uncategorized

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and...

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750

by Emello & Pagani Group | Aug 28, 2017 | Uncategorized

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of...

Home Prices Up 6.64% Across the Country! [INFOGRAPHIC]

by Emello & Pagani Group | Aug 25, 2017 | Uncategorized

Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state,...