by Emello Pagani | Oct 16, 2019 | Buyers, Housing Market Updates
If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the... ![What You Need to Know About the Mortgage Process [INFOGRAPHIC]](https://www.emellopagani.com/wp-content/uploads/sites/15/2019/10/What-You-Need-to-Know-About-the-Mortgage-Process-INFOGRAPHIC-622x675.jpg)
by Emello Pagani | Oct 11, 2019 | Buyers
Some Highlights: Many buyers are purchasing homes with down payments as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Your local professionals are here to help you determine how much you can afford, so take advantage of the... 
by Emello Pagani | Oct 9, 2019 | Buyers, Housing Market Updates
Many people plan to build their net worth by buying CDs or stocks, or just having a savings account. Recently, however, Economist Jonathan Eggleston and Survey Statistician Donald Hays, both of the U.S. Census Bureau, shared the biggest determinants of wealth, “The... 
by Emello Pagani | Oct 7, 2019 | Buyers, Buying a Home, Housing Market Updates
According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More than 6 in 10 (62%) Americans believe you must put at least 20% down in order to purchase a... 
by Emello Pagani | Oct 1, 2019 | Buyers
You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home, ask... ![What Is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]](https://www.emellopagani.com/wp-content/uploads/sites/15/2019/09/What-Is-the-Cost-of-Waiting-Until-Next-Year-to-Buy-INFOGRAPHIC-791x675.jpg)
by Emello Pagani | Sep 27, 2019 | Buyers
Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac forecasts interest rates will rise to 3.8% by Q4 2020. CoreLogic predicts home... 